Planning ahead helps avoid arbitrary outcomes and ensures smoother, more predictable life events. This core principle applies to any kind of legal planning.

Generally, your savings and priorities face numerous risks - both tax-related and civil. Our work is to identify and then reduce, or even eliminate these risks, based on your particular situation, while ensuring overall balance.

In our experience, the main difficuly with retirement planning is the siloed work of different professionals involved. For example, the tax expert proposes what they consider the most effective version. The occupational pension planner does too, but it may already differ from the tax expert's opinion. Finally, the civil lawyer raises the alarm as the planned arrangements could be dangerous, e.g., in case of unexpected divorce.

Therefore, it's about asking these different people for several alternatives and checking the benefit-risk ratio globally, weighing the different components against the client's priorities. Our difference? This transparency, but reassuring. We offer you a comprehensive balance.